Out-Care Philosophy
People ask me what my secret is. They want a technique, a script, a system. I'll give you my secret, and it's so simple most salespeople will ignore it: I out-care everyone.
I don't mean I pretend to care. I don't mean I say the right words and smile the right smile. I mean I actually, genuinely care more about my client's outcome than I do about my commission. And I can prove it, because I've walked away from deals that would have paid me but hurt the client. More than once. That's not a sacrifice — that's the whole business model.
Here's where I learned it. When I got into merchant services, I discovered something most salespeople in that industry never figure out: the real money isn't in the upfront sale. It's in the residual — the small piece you earn every month for as long as the client stays with you. You know what that means? It means your income is a direct reflection of how well you take care of people after the sale. If you disappear, they leave, and your residual dries up. If you serve them, they stay for years, and they send you their friends.
I built my entire merchant services business on that principle. I pioneered cash-discount programs when most guys were still pushing the same old processing deals, and I didn't just sell them — I stayed. When a client's rates crept up, I called them before they noticed. When a new program could save them money, I brought it to them even though it meant less revenue for me that month. You know what happened? They stayed. For years. And every single one of them became a referral source. My residual income became the most stable money I'd ever made in sales, and it was built entirely on out-caring the competition.
But out-care isn't just a merchant services thing. It's everything. When I sold real estate, I talked buyers out of houses that weren't right for them. I know — a real estate agent talking a buyer OUT of a purchase. My colleagues thought I was crazy. But those buyers came back, and they brought their brothers, their sisters, their coworkers. One honest "this isn't the right house for you" earned me five future deals.
On Wall Street, I watched brokers churn accounts to generate commissions. They'd move a client from stock to stock, not because it was right, but because each trade paid. I couldn't do it. I'd rather make one honest recommendation and keep a client for a decade than churn him for a quick payday and never hear from him again. The guys who churned always needed new clients. I just needed to take care of the ones I had.
Even in rare coins — a business where the temptation to oversell is enormous because the tickets are big — I played it straight. I earned trust on the first call, and then I protected that trust like it was my own money on the line. Because it was, in a way. My reputation was the only thing I couldn't replace.
Here's the philosophy, plain and simple: put the client's interests first, every time, even when it costs you today. The money follows the care. Not sometimes — every time. It might not follow this week. It might not follow this month. But over a career, the salesperson who out-cares everyone builds something the order-takers never will: a book of business that feeds itself.
I see it here in South Florida all the time. This is a relationship town. People talk. Business owners have lunch together, they play golf together, they ask each other "who do you use for this?" And when your name comes up, you want the answer to be "Call Michael. He'll take care of you." Not "he'll give you a good price." Not "he's a good salesman." He'll take care of you. That's the whole brand. That's the whole business.
So if you're new to sales, or if you've been doing it for years and you're tired of the hamster wheel — always hunting, never building — try this. For the next ninety days, make every decision by asking one question: "What's best for the client?" Not "what's best for my commission." Not "what's easiest." What's best for the client. Watch what happens to your referrals. Watch what happens to your sleep. Watch what happens to your income over time.
Out-care everyone. It's not a tactic. It's the whole game.